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How it works

From ticker to decision
in four steps.

What data we use, where it comes from and how it becomes a valuation and a verdict. The full process, step by step.

01

Pick an asset from the universe

Type a name or a ticker: stocks from the major US and European indices, crypto and ETFs in a single search box, with instant autocomplete and a full profile on open.

10,000+ assets Stocks, crypto and ETFs Full profile in an instant
02

We gather data you can audit

While you watch the chart, we query official filings, macro series, live prices and analyst consensus, all in parallel. Every figure arrives with its source and its time. And if a data point doesn't exist, you'll see NO DATA: we prefer an honest gap to a made-up number.

Source & time on every figure Official filings No invented numbers
03

We value it with a professional-grade DCF

Real cash flows from the financial statements, a dynamic CAPM-based WACC and a three-stage engine with three scenarios (Bear, Base and Bull) against the market price. Don't share an assumption? Move the WACC and growth sliders: the model is yours.

WACC via CAPM Three-stage + mid-year Reverse DCF included
04

A team of AI analysts debates for you

One click sets an eleven-agent team in motion: four analysts research in parallel, their reports go through a bull-versus-bear debate and a manager signs the verdict: thesis, indicative levels and a risk score. In under a minute, saved to your account.

11 agents per analysis Verdict with 1 to 10 risk Bilingual ES / EN
Methodology

The math, in plain sight.

If you're going to trust a valuation, you should be able to look inside: this is the math behind every number.

DCF

Three-stage DCF

EV = Σ FCFt / (1+WACC)t + TV
  • 5 explicit years + 6 to 10 fade + Gordon
  • Mid-year discounting; visible exit multiple
  • Equity = EV − debt + cash
  • Invariant: WACC > gT, always
WACC

Dynamic WACC (CAPM)

WACC = Rf + β · ERP (4.5%)
  • Rf: 10-year yield, refreshed daily
  • Beta: 252 sessions against the index
  • Clamped to a sane range [6.5 to 14%]
  • Plus a slider to bring it to your thesis
FCF

Real (TTM) FCF

FCF = OCF − CapEx (last 4Q)
  • Straight from the official cash-flow statement
  • Rolling sum of the last 4 quarters
  • If FCF ≤ 0, the DCF steps aside
  • No creative adjustments, no “adjusted”

What is a discounted cash flow and how is it calculated?

A discounted cash flow, or DCF, is a valuation method that estimates what a company is worth today by adding up the money it is expected to generate in the future and bringing it back to the present. The underlying idea is simple: a thousand euros ten years from now is worth less than a thousand euros today, and discounting puts a number on that gap.

The calculation runs in three stages. The first five years are projected explicitly from recent free cash flow. From year six to year ten, growth fades towards a sustainable rate instead of dropping off a cliff. Beyond that comes the terminal value, which captures everything that follows. Adding the three stages and discounting them at the WACC gives the value of the company; subtract debt, add cash, and you arrive at the value per share.

What is the WACC and where does it come from?

The WACC is the minimum return a company has to generate to satisfy everyone financing it, and in a discounted cash flow it is the rate at which future flows are brought back to the present. The riskier a business looks, the higher its WACC and the less each euro it promises tomorrow is worth today.

It is built with the CAPM model: start from the risk-free rate (the ten-year government yield, refreshed daily) and add the market risk premium multiplied by the stock's beta, measured over 252 sessions against its index. The result is clamped to a sensible range so that one extreme reading cannot produce an absurd valuation. And since no estimate is sacred, the WACC can be moved: change it and the valuation recalculates on the spot.

What is free cash flow, and why take the last twelve months?

Free cash flow, or FCF, is the money a company has left over after sustaining and growing its business. It is the raw material of any discounted cash flow: take cash from operations and subtract capital investment, both straight from the cash-flow statement the company itself publishes.

The figure used covers the last twelve months, adding the four most recent quarters rather than the last annual close, so the valuation reflects the business as it stands now and not a snapshot from a year ago. No adjustments and no “normalised” versions are applied: the number is the one reported. And when free cash flow is negative (normal enough in companies in full expansion), the discounted valuation steps aside instead of forcing a result, because discounting negative flows does not produce a meaningful number.

What is terminal value, and why must the WACC exceed growth?

Terminal value is the part of a valuation that captures everything a company will generate beyond the horizon projected in detail, and it usually weighs more than the ten preceding years combined. That alone is reason to look at it with healthy suspicion.

It is calculated in year ten with the Gordon model, applying a perpetual growth rate that can never match or exceed the WACC: if it did, the formula would return an infinite value, which is the mathematical way of saying the assumption is impossible. That condition is always checked. Flows are also discounted at mid-year rather than year-end, because a company generates cash continuously and not in a single payment on 31 December. The implied exit multiple is shown too, so you can check whether the assumed growth is reasonable.

Traceability

The route every figure takes.

Four stops, no surprises: this is how what you see gets built.

Source

Official records and the market

Filings, macro and live prices.

Engine

We normalize and cross-check

Same units, same currency.

Math

Ratios, DCF and signals

The numbers you see on screen.

Decision

With you, with source and time

Ready to decide.

Every figure, traceable to its origin NO DATA over a made-up number Real data from the free plan up

Try it with your first ticker.

No card, no synthetic demos: in 30 seconds you're looking at real data.

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