What is Celsmar?
Celsmar is a stock research terminal that runs in your browser and brings together on one screen what is usually spread across several tools: quotes, financial statements, valuation, portfolio and analysis. It is built for the individual investor who wants to study a company properly without paying for a professional licence.
What sets it apart from a quotes website is the full path. It does not just show the price: it shows where every figure comes from, how that turns into a valuation, and what is left once the case for and against have been weighed against each other. All of it runs on verified data, and when a figure does not exist for a given company it says so, rather than filling the gap with an estimate. It runs in the browser with nothing to install, and the free plan already works on real data, not on a demo with sample figures.
What can you do with it?
In Celsmar you open any asset in the covered universe and work it end to end. You read its historical accounts with the ratios already computed, value the company with a discounted cash flow while moving the assumptions, filter its sector with a screener, and track the position in a portfolio that computes return and risk from your actual holdings.
On top of that comes the context: earnings calendar, news with its source, insider and institutional activity, technical indicators, and strategy tests over past data. The point is not to have twelve separate tools, but to have each one pick up where the last left off, on the same company and the same numbers. The covered universe is stocks from the main markets of the United States and Europe, plus the largest cryptocurrencies and a selection of ETFs.
What does Celsmar not do?
Celsmar does not execute orders, does not manage money and does not give personalised recommendations. It is not an investment services firm and it is not supervised by the CNMV: it is an information and analysis tool, and the decision to buy or sell always belongs to the person using it.
Nor does it predict the market. A discounted cash flow valuation is the result of a specific set of assumptions, not a forecast, which is why those assumptions are visible and editable: anyone can check how much the result moves when they change. And it does not invent data. When a figure is not available for a company, it is flagged as missing instead of being estimated. It does not hold money either, and it does not connect to your broker: you enter the portfolio positions yourself, and they are there to measure, not to trade. The detail is in the legal notice.
Who is it for?
Celsmar is built for people investing their own money who want to understand what they are buying: someone who can already read an income statement, or wants to learn how, and who until now has been splitting that work between a quotes website, a spreadsheet and a few forums.
You do not need to be a professional analyst. The technical terms that appear on screen are explained in an open glossary, and valuations come with their assumptions in plain view so they can be argued with. Anyone looking for automatic buy and sell signals, or for someone else to manage their money, will not find that here: the tool supports the analysis, it does not replace it. The free plan is enough to study companies one at a time; the paid plans extend the history available and the number of reports per month.