Changelog

Now the platform puts them together. A board sits above your watchlist and your portfolio, and every stock comes out undervalued, fairly valued or overvalued against its estimated value. It only changes side when the price moves more than 10% away from it, so it does not flip on an ordinary day's move.

Each business, with its own model. The estimated value combines the sector, the company's own history and the model that fits it: discounted cash flow for an industrial, residual income for a bank and dividends for a property company.

The figures, in view. Open a stock and you see the price each measure gives, what today's price requires, what would change the conclusion and the read quality across five axes. If a figure looks doubtful, the read stays at fairly valued and says so. One button explains with AI why the methods disagree.

It is information, not a recommendation: it gives no price targets and does not tell you what to do. It works on desktop and on mobile, for stocks; crypto, ETFs and funds come out without a read. It is part of Pro, and on Free you see how many of your stocks have a read. See the plans.

Now there is a public calendar, no account needed. At celsmar.com/calendario-dividendos (in Spanish) you get every payout of the IBEX 35 and the Mercado Continuo with the last day to buy with rights, the ex date, the record date and the payment date, the gross amount per share and the company's own CNMV filing linked. Every row is checked against that document before it is published.

Confirmed and expected, kept apart. Month by month, announced payouts go in the table and expected ones, worked out from last year's dates, sit aside as a reminder of which week to look again. A strip of figures sums up the month: how many payments, how many close their window within seven days and which one is next. The year map, in two collapsible blocks by market, shows which months each company pays.

Take it to your own calendar. An .ics file with every date for Google Calendar, Outlook or Apple Calendar, and a company search that filters the whole page.

And the CNMV is read every day. An automatic pass collects new filings each morning and leaves them as proposals; nothing enters the calendar without that review.

Inside the platform too: the Dividends tab of the Agenda (formerly "Earnings & IPOs") opens a company's payout history when you click it, with yield, years of growth and the latest payments, and links to the public calendar. For everyone, with or without an account.

Now the platform draws it. In Analysis, the Technical read button studies the bars of the asset you are looking at and draws on the chart the supports and resistances with the turns that hold them, the long and short-term trendlines no close has broken, the Fibonacci retracements, the price with the most traded volume and the divergences between price and RSI. When it finishes, the chart frames the period it analysed.

Each line says what it is by its colour. What holds price up is teal and what caps it is rose; each line's price sits on the axis and its label says what it lines up with, for example "S1 · 38.2% · Vol".

And the panel explains it. Three readings say where price is heading in the long and short term and with how much strength. A price map to scale places every level at its real distance from today's price. Two cards show which close would break the reading above and below. And every drawing has its explanation: why it is there, how many times price has turned on it and what it lines up with. Point at one and it lights up on the chart.

Six modes. Full to start with, and Trend, Levels, Fibonacci, Momentum and Volume to look at one thing in depth, each with its own indicators. Each mode keeps its own analysis, on 1-hour, 4-hour, daily and weekly bars.

The figures are not made up. What gets drawn comes from a calculation on the bars: a support needs at least two real turns, and a trendline three touches and no close against it. The explanation is written afterwards, and every figure it mentions is checked against the chart before it is shown. It describes what is there; it gives no price targets and does not say what to do.

Also in Analysis: several assets open at once in tabs, to move between them without losing the chart. The technical read is on the Pro plan; tabs, on every plan.

They are in now. Three hundred and eighty-nine funds from a hundred and eight managers, two hundred and sixty-eight of them Spanish. You search them by the manager's name, you open them like any other instrument, and they bring their daily net asset value with its full history, their assets, their one, three and five year returns, the portfolio they hold and its sector weights.

The banks and the independents are there. More than a hundred Spanish and international managers, from the big banks to the independent houses, plus the index and international funds sold here.

With the fee in plain sight. The ongoing charge of the share class you are looking at sits on the card, next to the assets and the net asset value. Over ten years that number weighs more than almost anything else, and it is hard to find.

The share class matters, so it is stated. The same fund has several, with different fees, so the name always carries its class and its ISIN, and the series drawn is that class and no other. They are the retail classes, the ones a private investor can actually buy.

A fund is not an ETF, and the screen treats it as what it is. It publishes one net asset value a day, so the one minute and four hour timeframes come switched off instead of returning a blank chart. And it has no accounts of its own, so you will not see earnings per share or a discounted cash flow valuation where neither means anything.

They go into your watchlist and your portfolio, in their own currency, alongside your shares. On every plan, the free one included.

Now it is a single bar and a chart edge to edge. Timeframe, candle type, indicators, comparison, drawings and capture all sit in the same row at the top, and everything else is out of the way. The right panel holds the instrument card, your list and the market desks without covering the chart.

Oscillators get their own pane. RSI, MACD and the rest stop being painted over the price: each one drops below with its own axis, you drag it to change its height and you close it when it is in the way.

Comparison that works. Overlay as many instruments as you want, choose whether they are measured as a percentage from the same start or each on its own scale, and a table underneath shows what each one did over the range you are looking at.

And drawings can be edited. Move them, stretch them by the ends, duplicate them, lock them and undo step by step. The magnet snaps them to the price at soft or strong, and every object has a menu with what can be done to it. When the chart looks the way you want, it copies as an image with the mark on it.

On every plan, the free one included.

British listed companies are now covered in full, with its British sectors, its heatmap, its biggest movers and its place in the screener. Two hundred and twenty-eight of those companies appeared on no list at all: you could search one and open it, but they did not exist for anything that walked the index.

And with real history. The median rises to fifteen fiscal years per company, a hundred and twenty-eight reach nineteen, and the deepest start in 2005. Interim periods included, and reported the way British companies actually report: by half year, not by quarter.

Their results arrive the moment they are published, the same as the US market and the rest of Europe. And when a British company reports, its financial statements update that same night instead of waiting for the following week's pass.

London trades in pence and the rest of the world does not. That conversion is now squared across every screen at once, so the price on the profile, the one on the chart and the one in the tables always say the same thing, in the same currency.

Now they are, across the whole universe. Return on equity and on capital employed, gross, operating and net margins, revenue and earnings growth over three and five years, debt to equity and net debt to gross operating profit, interest coverage, cash conversion and the multiples that were missing. Every column sorts and filters by range.

Columns are grouped into five blocks that fold away: Market, Valuation, Quality and strength, Growth and Technical. Open the one you are working in and the rest stays out of your way.

And six one-click screens so you do not start from scratch every time: Value, Dividend, Quality, Growth, Momentum and GARP. Each one leaves its filters in place and you adjust from there.

On every plan, the free one included. CSV export stays on Pro.

Markets is a new section with five desks: currencies, bonds, commodities, indices and futures. Close to 460 live markets, sortable by any column, with the daily move, the session range and the 52 week range, and the chart of any row one click away.

Government debt, from 54 countries. From the one month tenor to the fifty year one, with each issuer's full curve and the history of every tenor. Each yield is checked against a second reading before it is published, and if the two disagree it is not shown: we prefer a gap to a number we cannot stand behind. For the issuers whose daily series nobody publishes, we record it ourselves from day one, and the screen always says which kind of series you are looking at.

Commodities, with their forward curve. A barrel at 91 says nothing on its own. At 91 with the next contract cheaper it is physical scarcity; at 91 with the next one more expensive it is oversupply. That curve now sits on every commodity, and the price shown is the contract where the trading actually is, not whichever one the calendar points at.

Currencies, indices and futures round out the desks: 42 pairs with their pip, the indices of the world's main exchanges and futures with their expiry in plain sight. And every asset class finally has its own profile: a barrel of crude no longer shows earnings per share or margins, because it has none.

On every plan, the free one included. CSV export stays on Pro.

What changes the day to day most is that every figure now opens. Tap a line item or a ratio and its historical chart unfolds: bars or line, by financial year or by quarter, with the latest reading, the ten year average and the high and the low with their dates right underneath. Without leaving the screen.

In Valuation, multiples stop being a number on their own. Each one sits on its own ten year range with the current reading marked, because a P/E of 34 says nothing until you know whether that is high or low for this company. The 22 multiples are grouped by family on one shared grid, and market cap and enterprise value move out of it into the top bar, where they open their own chart too.

Underneath there is a quality check that reviews every response before it is shown: accounting identities that have to balance, signs, ranges and composition. Twenty figures that were wrong have been corrected. And the trend column no longer spreads periods across the width while ignoring the gaps: the axis follows the position of the period, and the line breaks where a figure is missing instead of crossing it with a slope nobody measured.

Free: three years of history. With Pro: ten. With Enterprise: twenty.

Earnings per share is read from the press release itself rather than from a later estimate, and it is only published when the keys in the document agree with each other. If they do not, we would rather show nothing. Coverage reaches the entire US market and more than 150 European issuers.

Looking back, the statement: one row per payout, with the shares you actually held on the ex-date, the payment date and the amount. Payouts are attributed purchase by purchase (only lots bought before each ex-date count) so the figure matches your bank rather than an average. And when two periods are not comparable, no percentage is drawn: better nothing than a number that means nothing.

Plus the health of the payout: three- and five-year growth, consecutive years of increases, how much of earnings is being paid out and a warning if there was a recent cut. Every figure is gross, because withholding depends on the issuer's country and on yours.

Free: the chart of years already collected, the per-holding table and the statement of what has been paid, on up to 8 holdings. With Pro: the twelve-month forecast, upcoming payouts, dividend health and the whole portfolio.

Underneath there are three deeper fixes. The balance sheet is ordered by closing date rather than filing date, so cash can no longer be showing the previous year's comparative. The "twelve months" window requires four consecutive quarters, with none skipped. And a quarter's earnings per share is the same in the terminal and in Fundamentals, taken from the report itself rather than from an adjusted figure that measures something else.

The fourth quarter is also added (it was missing from the series because it lives inside the annual report) along with quality ratios: return on invested capital and on capital employed, net debt to operating profit, and the share of earnings paid out as dividends. Full balance sheet and cash flow statements now reach hundreds of European listings that only had an income statement.

In the terminal, Financial History lets you pick the unit (auto, millions or billions), shows year-on-year growth and never compares a reported result against a consensus that measures something else. Charts for several Spanish listings have their full history back.

Open any indicator and you will see what it measures, why it matters and what it tends to move, alongside the implied probability of the next rate moves and the measured historical reaction of equities, currencies, gold, bonds and crypto to that same release.

Same data, same account, nothing given up for fitting in your pocket.

One search box across the platform. The same ticker search now sits in every section: news, screener, top movers, calendar, analysis, portfolio, fundamentals and backtesting. Type a name or a symbol, see at a glance which market each result belongs to and open the asset without switching pages. Thousands of searchable symbols, including those outside any index.

ETFs get their own profile. An exchange-traded fund is no longer shown as if it were a stock: assets under management, expense ratio, net asset value, dividend yield, returns over several horizons, category and issuer, plus its ten largest holdings and the weight of each sector inside the fund.