A financial terminal is judged on two things: whether its numbers are true, and whether it solves something for the people using it. Both are here. First the opinions of people who use it daily; below, the checks we run on our own data, including the times we found errors and fixed them.
Opinions from people who have used the terminal, published with their permission. The date is when we received the testimonial. Not bought, not conditioned on being favourable.
We are collecting the first ones. If you use Celsmar and want to say what it solves for you and what it lacks, write to us: we publish the unflattering ones too.
Share my experienceNot marketing claims: checks that run on the data before you see it, and whose results we publish even when they do not flatter us.
And when a figure does not exist for a given security, the screen says «NO DATA» instead of estimating it. We prefer an honest gap to an invented number: in a valuation, one figure filled in by eye propagates into everything else.
A quality control with fifteen rules reviews accounting identities, signs, ranges and composition of every financial statement before serving it. The last pass detected and corrected twenty wrong figures and left zero broken accounting identities.
The 54-country curve is cross-checked against a second house before publishing. Auditing the reader only proves we read correctly what the source writes, not that it is true: in a real check, the primary source published a ten-year yield off by more than two percentage points.
European fundamentals are not copied from an aggregator: they are built from the reports companies file with their regulators, with a gate per source that rejects whatever does not add up.
The figures in this section correspond to the latest published audit and are updated with each release. The full methodology is in How it works.
Whoever signs a review has an account and has used the platform. No exceptions.
We do not pay for reviews or offer anything in exchange for a favourable one. If someone was given free access to try it, we say so.
We publish the ones pointing out gaps. A page where everyone is delighted convinces nobody, and rightly so.
We fix typos, trim for length and edit the wording so it reads well. The substance belongs to whoever signs it: if an edit changed what they meant, it doesn’t get published.
The free account asks for no card. Open a company you know well and see whether the numbers match what you know.