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CAGR (compound annual growth rate)

CAGR is the constant rate at which a figure would have to grow each year to move from its starting value to its ending value over the measured period. It turns an irregular path into a single comparable annual number, which is why it is the correct way to summarise a multi-year return: adding each year's percentage and dividing by the number of years is systematically wrong. What it hides is the path, and the path matters: two series with the same CAGR can have suffered very different drawdowns along the way.

Formula

CAGR = (valor final ÷ valor inicial)^(1 ÷ años) − 1

See it on real data

Celsmar computes this from the accounts companies file with their regulator, and shows which line every figure comes from. Free to start, no card.

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Definition for informational purposes. It is not financial advice nor a recommendation to buy or sell.