Banco Santander Chile (NYSE: BSAC) financial statements
The consolidated income statement, balance sheet and cash flow statement of Banco Santander Chile for its last 10 fiscal years, as filed with the regulator, in millions of Chilean pesos. At the end of fiscal 2025 it had CLP 68,147,280m in total assets and CLP 5,616,359m in equity.
Income statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | CLP 2,273,521m | CLP 2,019,129m | CLP 1,918,743m | CLP 1,833,464m | CLP 1,797,522m | CLP 1,682,575m |
| Cost of sales | — | — | — | — | — | — | CLP 1,551m | — | — | — |
| Gross profit | — | — | — | — | — | — | CLP 1,917,192m | — | — | — |
| Operating profit | CLP 1,245,415m | CLP 1,079,595m | CLP 691,385m | CLP 901,106m | CLP 1,074,755m | CLP 693,875m | CLP 793,542m | CLP 761,742m | CLP 716,317m | CLP 584,451m |
| Finance costs | CLP 1,689,298m | CLP 2,147,359m | CLP 3,158,478m | CLP 2,276,042m | CLP 1,109,746m | CLP 638,479m | CLP 904,417m | CLP 829,949m | CLP 731,755m | CLP 855,678m |
| Profit before tax | CLP 1,245,415m | CLP 1,079,595m | CLP 691,385m | CLP 901,106m | CLP 1,074,092m | CLP 695,263m | CLP 794,688m | CLP 763,066m | CLP 717,461m | CLP 587,463m |
| Income tax | CLP 207,362m | CLP 219,745m | CLP 97,548m | CLP 93,624m | CLP 221,664m | CLP 142,533m | CLP 175,074m | CLP 167,144m | CLP 145,031m | CLP 109,031m |
| Net profit | CLP 1,021,650m | CLP 852,964m | CLP 579,427m | CLP 792,276m | −CLP 842,467m | −CLP 547,614m | −CLP 619,091m | CLP 595,333m | CLP 562,801m | CLP 476,067m |
| Earnings per share | CLP 5.42 | CLP 4.53 | CLP 3.08 | CLP 4.20 | — | — | — | CLP 3.16 | CLP 2.99 | CLP 2.53 |
| Diluted earnings per share | CLP 5.42 | CLP 4.53 | CLP 3.08 | CLP 4.20 | — | — | — | CLP 3.16 | CLP 2.99 | CLP 2.53 |
| Depreciation and amortisation | CLP 135,159m | CLP 141,435m | CLP 143,762m | CLP 129,993m | CLP 122,055m | CLP 109,426m | CLP 106,092m | CLP 79,280m | CLP 77,823m | CLP 65,359m |
Balance sheet
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | CLP 68,147,280m | CLP 68,403,283m | CLP 70,781,592m | CLP 68,422,026m | CLP 63,841,950m | CLP 55,703,223m | CLP 50,574,714m | CLP 39,132,512m | CLP 35,823,605m | CLP 37,030,025m |
| Property, plant and equipment | CLP 242,522m | CLP 251,846m | CLP 251,823m | CLP 238,095m | CLP 236,939m | CLP 240,854m | CLP 250,761m | CLP 253,586m | CLP 242,547m | CLP 257,379m |
| Cash | CLP 2,093,061m | CLP 2,771,002m | CLP 2,760,724m | CLP 2,079,886m | CLP 2,891,895m | CLP 2,894,620m | CLP 3,711,334m | CLP 2,256,155m | CLP 1,634,341m | CLP 2,486,199m |
| Total liabilities | CLP 62,410,979m | CLP 63,044,328m | CLP 65,439,097m | CLP 63,458,079m | CLP 59,414,377m | CLP 51,998,449m | CLP 47,096,211m | CLP 35,887,052m | CLP 32,675,685m | CLP 34,091,826m |
| Equity | CLP 5,616,359m | CLP 5,254,561m | CLP 5,217,760m | CLP 4,854,383m | CLP 4,333,213m | CLP 3,620,091m | CLP 3,398,870m | CLP 3,199,297m | CLP 3,106,037m | CLP 2,908,858m |
| Equity including minorities | CLP 5,736,301m | CLP 5,358,955m | CLP 5,342,495m | CLP 4,963,947m | CLP 4,427,573m | CLP 3,704,774m | CLP 3,478,503m | CLP 3,245,460m | CLP 3,147,920m | CLP 2,938,199m |
| Minority interests | CLP 119,942m | CLP 104,394m | CLP 124,735m | CLP 109,564m | CLP 94,360m | CLP 84,683m | CLP 79,633m | CLP 46,163m | CLP 41,883m | CLP 24,341m |
Cash flow statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | CLP 55,407m | CLP 482,388m | CLP 1,315,758m | −CLP 358,988m | −CLP 594,679m | −CLP 819,993m | CLP 1,855,586m | CLP 1,022,492m | −CLP 416,357m | CLP 736,153m |
| Investing cash flow | −CLP 104,945m | −CLP 106,580m | −CLP 117,850m | −CLP 94,602m | −CLP 84,271m | −CLP 70,105m | −CLP 141,790m | −CLP 91,565m | −CLP 73,459m | −CLP 90,199m |
| Financing cash flow | −CLP 621,098m | −CLP 372,847m | −CLP 515,292m | −CLP 384,323m | CLP 238,661m | CLP 102,090m | −CLP 385,286m | −CLP 423,611m | −CLP 330,645m | −CLP 336,659m |
| Capital expenditure | −CLP 84,659m | −CLP 63,161m | −CLP 74,426m | −CLP 58,393m | −CLP 57,995m | −CLP 50,613m | −CLP 57,390m | −CLP 68,329m | −CLP 58,771m | −CLP 62,355m |
| Dividends paid | −CLP 600,336m | −CLP 347,483m | −CLP 485,191m | −CLP 464,977m | −CLP 310,468m | −CLP 164,284m | −CLP 185,727m | −CLP 178,600m | −CLP 168,840m | −CLP 142,815m |
Where each figure comes from
From the annual report (Form 20-F) that Banco Santander Chile files with the SEC. The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the Banco Santander Chile page.
More companies from Chile and the rest of the region: Latin American stocks.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.