C & F Financial (NASDAQ: CFFI) financial statements
The consolidated income statement, balance sheet and cash flow statement of C & F Financial for its last 10 fiscal years, as filed with the regulator, in millions of US dollars. At the end of fiscal 2025 it had $2,768m in total assets and $261.8m in equity.
Income statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $140.8m | $127.3m | $127.3m | $122.7m | $135.2m | $138.1m | $111.9m | $118.9m | $116.8m | $115.5m |
| Operating profit | $33.1m | $24.1m | $29.2m | $37.0m | $38.1m | $29.2m | $23.9m | $22.5m | $18.0m | $17.9m |
| Finance costs | $45.3m | $42.8m | $26.4m | $7.9m | $8.4m | $13.4m | $14.6m | $11.0m | $9.6m | $9.0m |
| Profit before tax | $33.1m | $24.1m | $29.2m | $37.0m | $38.1m | $29.2m | $23.9m | $22.5m | $18.0m | $17.9m |
| Income tax | $6.1m | $4.2m | $5.4m | $7.6m | $9.0m | $6.8m | $5.1m | $4.5m | $11.4m | $4.5m |
| Net profit | $26.8m | $19.8m | $23.6m | $29.2m | $28.7m | $22.1m | $18.9m | $18.0m | $6.6m | $13.5m |
| Earnings per share | $8.29 | $6.01 | $6.92 | $8.29 | $7.95 | $6.06 | $5.47 | $5.15 | $1.89 | $3.90 |
| Diluted earnings per share | $8.29 | $6.01 | $6.92 | $8.29 | $7.95 | $6.06 | $5.47 | $5.15 | $1.88 | $3.89 |
| Depreciation and amortisation | $3.9m | $3.9m | $3.9m | $4.4m | $4.7m | $4.2m | $3.9m | $3.7m | $3.4m | $3.4m |
Balance sheet
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $2,768m | $2,563m | $2,438m | $2,332m | $2,265m | $2,086m | $1,657m | $1,521m | $1,509m | $1,452m |
| Property, plant and equipment | $39.2m | $40.1m | $41.9m | $43.8m | $44.8m | $44.1m | $35.3m | $37.1m | $37.0m | $35.8m |
| Goodwill | $25.2m | $25.2m | $25.2m | $25.2m | $25.2m | $25.2m | $14.4m | $14.4m | $14.4m | $14.4m |
| Cash | $79.1m | $65.6m | $75.2m | $26.7m | $267.7m | $86.7m | $165.4m | $115.0m | — | — |
| Total liabilities | $2,506m | $2,336m | $2,221m | $2,136m | $2,053m | $1,892m | $1,492m | $1,369m | $1,367m | $1,313m |
| Equity | $261.8m | $226.4m | $216.9m | $195.6m | $210.3m | $193.8m | $164.8m | $152.0m | $141.7m | $139.2m |
| Equity including minorities | $262.3m | $227.0m | $217.5m | $196.2m | $211.0m | $194.5m | $165.3m | $152.0m | $141.7m | $139.2m |
| Minority interests | $0.6m | $0.6m | $0.6m | $0.6m | $0.7m | $0.7m | $0.5m | $0.0m | $0.0m | $0.0m |
Cash flow statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $24.5m | $36.8m | $38.8m | $90.6m | $157.4m | −$80.4m | −$14.6m | $47.6m | $25.8m | $27.0m |
| Investing cash flow | −$169.4m | −$146.9m | −$56.3m | −$411.3m | −$138.7m | −$183.3m | −$35.9m | −$47.5m | −$59.9m | −$106.3m |
| Financing cash flow | $158.4m | $100.6m | $66.0m | $79.6m | $162.4m | $184.9m | $101.0m | −$4.4m | $50.4m | $29.6m |
| Capital expenditure | −$2.3m | −$3.5m | −$1.5m | −$3.4m | −$4.8m | −$10.2m | −$2.7m | −$3.4m | −$4.2m | −$2.7m |
| Dividends paid | −$6.0m | −$5.8m | −$6.0m | −$5.8m | −$5.7m | −$5.5m | −$5.1m | −$4.9m | −$4.6m | −$4.5m |
Where each figure comes from
From the annual report (Form 10-K) that C & F Financial files with the SEC. The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the C & F Financial page.
Dividend per share of C & F Financial by fiscal year, with the filing behind every figure: C & F Financial dividend history.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.