Capital One (NYSE: COF) net income
Capital One reported a net profit of $2,453m for fiscal 2025, 48.4% less than in fiscal 2024 ($4,750m). Its net margin was 4.6%. Earnings per share were $4.03.
Net income by fiscal year
| Fiscal year | Net income | Change | Net margin | Earnings per share |
|---|---|---|---|---|
| 2025 | $2,453m | −48.4% | 4.6% | $4.03 |
| 2024 | $4,750m | −2.8% | 12.1% | $11.61 |
| 2023 | $4,887m | −33.6% | 13.3% | $11.98 |
| 2022 | $7,360m | −40.6% | 21.5% | $17.98 |
| 2021 | $12,390m | +356.5% | 40.7% | $27.04 |
| 2020 | $2,714m | −51.1% | 9.5% | $5.19 |
| 2019 | $5,546m | −7.8% | 19.4% | $11.10 |
| 2018 | $6,015m | +203.5% | 21.4% | $11.90 |
| 2017 | $1,982m | −47.2% | 7.3% | $3.52 |
| 2016 | $3,751m | — | 14.7% | $6.96 |
The change compares each fiscal year with the one before and is not calculated when the previous year closed with a loss. Net margin is net income over revenue from the same filing. Figures are in millions of US dollars, except per-share amounts.
Questions about the net income of Capital One
- How much did Capital One earn in fiscal 2025?
- Capital One reported a net profit of $2,453m for fiscal 2025. In fiscal 2024 it reported a net profit of $4,750m.
- What are the earnings per share of Capital One?
- They were $4.03 in fiscal 2025, compared with $11.61 in fiscal 2024.
- What is the net margin of Capital One?
- In fiscal 2025 its net profit was 4.6% of its revenue.
- What was the most profitable year for Capital One?
- Of its last 10 fiscal years, fiscal 2021, with $12,390m.
- Where do the figures for Capital One come from?
- From the annual report (Form 10-K) that Capital One files with the SEC, the US securities regulator. Each fiscal year links to its filing.
Where each figure comes from
From the annual report (Form 10-K) that Capital One files with the SEC. The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016. More on Capital One: the Capital One page · annual accounts · revenue · dividends paid · insider transactions.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.