Credicorp (NYSE: BAP) financial statements
The consolidated income statement, balance sheet and cash flow statement of Credicorp for its last 10 fiscal years, as filed with the regulator, in millions of Peruvian soles. At the end of fiscal 2025 it had PEN 267,363m in total assets and PEN 38,367m in equity.
Income statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | PEN 28,555m | PEN 27,472m | PEN 25,665m | PEN 20,919m | PEN 19,452m | PEN 18,415m | PEN 19,674m | PEN 17,995m | PEN 17,599m | PEN 16,819m |
| Operating profit | PEN 9,948m | PEN 7,825m | PEN 6,848m | PEN 6,871m | PEN 5,333m | PEN 224.2m | PEN 5,976m | PEN 5,592m | PEN 5,575m | PEN 4,891m |
| Finance costs | PEN 5,214m | PEN 5,754m | PEN 5,861m | PEN 3,493m | PEN 2,488m | PEN 2,976m | PEN 3,291m | PEN 3,034m | PEN 2,959m | PEN 2,915m |
| Profit before tax | PEN 9,948m | PEN 7,825m | PEN 6,848m | PEN 6,871m | PEN 5,333m | PEN 224.2m | PEN 5,976m | PEN 5,592m | PEN 5,575m | PEN 4,891m |
| Income tax | PEN 2,865m | PEN 2,201m | PEN 1,888m | PEN 2,111m | PEN 1,661m | PEN 110.0m | PEN 1,623m | PEN 1,521m | PEN 1,393m | PEN 1,281m |
| Net profit | PEN 6,925m | PEN 5,501m | PEN 4,866m | PEN 4,648m | PEN 3,585m | PEN 346.9m | PEN 4,265m | PEN 3,984m | PEN 4,092m | PEN 3,515m |
| Earnings per share | PEN 87.25 | PEN 69.24 | PEN 61.22 | PEN 58.26 | PEN 45.09 | PEN 4.37 | PEN 53.66 | PEN 50.13 | PEN 51.49 | PEN 44.23 |
| Diluted earnings per share | PEN 87.08 | PEN 69.09 | PEN 61.08 | PEN 58.13 | PEN 44.99 | PEN 4.36 | PEN 53.53 | PEN 49.99 | PEN 51.35 | PEN 44.15 |
| Depreciation and amortisation | PEN 746.2m | PEN 570.8m | PEN 511.2m | PEN 485.2m | PEN 522.0m | PEN 497.9m | PEN 455.0m | PEN 429.1m | PEN 420.0m | PEN 407.1m |
Balance sheet
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | PEN 267,363m | PEN 256,089m | PEN 238,840m | PEN 235,414m | PEN 243,444m | PEN 237,406m | PEN 187,859m | PEN 177,263m | PEN 170,472m | PEN 156,435m |
| Property, plant and equipment | PEN 2,069m | PEN 1,439m | PEN 1,358m | PEN 1,281m | PEN 1,309m | PEN 1,375m | PEN 1,428m | PEN 1,481m | PEN 1,509m | PEN 1,552m |
| Goodwill | PEN 1,253m | PEN 722.4m | PEN 798.5m | PEN 772.2m | PEN 796.9m | PEN 820.9m | PEN 865.8m | PEN 591.3m | PEN 636.0m | PEN 636.1m |
| Cash | PEN 48,974m | PEN 47,570m | PEN 33,921m | PEN 34,121m | PEN 39,294m | PEN 36,734m | PEN 25,974m | PEN 22,161m | PEN 23,212m | PEN 16,633m |
| Total liabilities | PEN 228,266m | PEN 221,112m | PEN 205,733m | PEN 205,819m | PEN 216,611m | PEN 211,961m | PEN 161,113m | PEN 152,997m | PEN 148,219m | PEN 136,319m |
| Equity | PEN 38,367m | PEN 34,346m | PEN 32,460m | PEN 29,004m | PEN 26,292m | PEN 24,946m | PEN 26,238m | PEN 23,839m | PEN 21,757m | PEN 19,656m |
| Equity including minorities | PEN 39,096m | PEN 34,977m | PEN 33,107m | PEN 29,595m | PEN 26,833m | PEN 25,446m | PEN 26,746m | PEN 24,266m | PEN 22,062m | PEN 20,117m |
| Minority interests | PEN 729.2m | PEN 630.8m | PEN 647.1m | PEN 591.6m | PEN 540.7m | PEN 499.8m | PEN 508.4m | PEN 426.8m | PEN 497.1m | PEN 460.4m |
Cash flow statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | PEN 8,606m | PEN 14,522m | PEN 4,080m | −PEN 1,151m | PEN 3,973m | PEN 12,686m | PEN 6,934m | −PEN 251.6m | PEN 9,507m | −PEN 1,368m |
| Investing cash flow | −PEN 1,593m | PEN 527.6m | −PEN 1,255m | −PEN 1,095m | −PEN 3,728m | −PEN 1,872m | PEN 726.2m | −PEN 59.3m | PEN 249.9m | −PEN 1,979m |
| Financing cash flow | −PEN 1,838m | −PEN 1,810m | −PEN 2,264m | −PEN 1,601m | −PEN 465.3m | −PEN 2,088m | −PEN 3,552m | −PEN 1,445m | −PEN 2,394m | −PEN 1,611m |
| Capital expenditure | −PEN 284.7m | −PEN 310.1m | −PEN 322.4m | −PEN 192.7m | −PEN 107.8m | −PEN 98.1m | −PEN 134.8m | −PEN 181.5m | −PEN 143.9m | −PEN 110.2m |
| Dividends paid | −PEN 3,181m | −PEN 3,665m | −PEN 1,994m | −PEN 1,196m | −PEN 398.8m | −PEN 2,393m | −PEN 1,595m | −PEN 1,130m | −PEN 980.0m | −PEN 653.3m |
Where each figure comes from
From the annual report (Form 20-F) that Credicorp files with the SEC. The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the Credicorp page.
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Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.