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ING (AMS: INGA) financial statements

The consolidated income statement, balance sheet and cash flow statement of ING for its last 6 fiscal years, as filed with the regulator, in millions of euros. At the end of fiscal 2025 it had €1,054,507m in total assets and €47,744m in equity.

Income statement

Item202520242023202220212020
Revenue€22,891m€22,334m€22,401m€18,546m€18,485m€17,645m
Operating profit————€18,485m€17,645m
Profit before tax€9,012m€9,025m€10,318m€5,493m€6,774m€3,810m
Income tax€2,510m€2,580m€2,926m€1,723m€1,876m€1,317m
Net profit€6,226m€6,187m€7,157m€3,667m€4,770m€2,415m

Balance sheet

Item202520242023202220212020
Total assets€1,054,507m€1,020,724m€975,636m€967,861m€951,317m€937,379m
Property, plant and equipment—€2,434m€2,399m€2,446m€2,515m€2,841m
Cash€54,148m€69,068m€93,011m€95,390m€107,664m€111,565m
Total liabilities€1,005,507m€976,986m€934,501m€924,811m€902,668m€888,683m
Equity€47,744m€42,743m€40,191m€42,546m€47,914m€47,675m
Equity including minorities€48,999m€43,738m€41,135m€43,050m€48,650m€48,697m
Minority interests€1,255m€995.0m€944.0m€504.0m€736.0m€1,022m

Cash flow statement

Item202520242023202220212020
Operating cash flow−€11,140m−€25,105m−€6,120m−€2,769m−€7,869m€103,179m
Investing cash flow−€15,697m−€6,033m−€8,545m−€5,307m€6,220m−€8,487m
Financing cash flow€13,006m€7,935m€13,184m−€3,694m−€1,686m−€36,732m
Capital expenditure€351.0m€332.0m€246.0m€231.0m€184.0m€287.0m
Dividends paid€1,324m€5,239m€10,272m€6,319m€3,165m€46.0m

Where each figure comes from

From the annual report ING files every year in the European single electronic format (ESEF). The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the ING page.

Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.