SEB (STO: SEB-A) financial statements
The consolidated income statement, balance sheet and cash flow statement of SEB for its last 6 fiscal years, as filed with the regulator, in millions of Swedish kronor. At the end of fiscal 2025 it had SEK 3,670,681m in total assets and SEK 230,263m in equity.
Income statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Profit before tax | SEK 38,898m | SEK 46,043m | SEK 47,963m | SEK 33,850m | SEK 30,864m | SEK 19,846m |
| Income tax | SEK 7,835m | SEK 10,178m | SEK 9,848m | SEK 6,861m | SEK 5,441m | SEK 4,100m |
| Net profit | SEK 31,063m | SEK 35,865m | SEK 38,116m | SEK 26,989m | SEK 25,423m | SEK 15,746m |
| Earnings per share | SEK 15.60 | SEK 17.51 | SEK 18.20 | SEK 12.00 | SEK 11.75 | SEK 7.28 |
| Diluted earnings per share | SEK 15.43 | SEK 17.33 | SEK 18.06 | SEK 12.00 | SEK 11.67 | SEK 7.23 |
Balance sheet
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Total assets | SEK 3,670,681m | SEK 3,759,028m | SEK 3,608,218m | SEK 3,532,810m | SEK 3,304,230m | SEK 3,040,432m |
| Property, plant and equipment | SEK 1,375m | SEK 1,281m | SEK 1,278m | SEK 1,190m | SEK 1,212m | SEK 1,286m |
| Cash | SEK 256,733m | SEK 283,702m | SEK 320,879m | SEK 382,972m | — | — |
| Total liabilities | SEK 3,440,418m | SEK 3,527,880m | SEK 3,386,443m | SEK 3,328,287m | SEK 3,111,002m | SEK 2,868,489m |
| Equity | SEK 230,263m | SEK 231,148m | SEK 221,775m | SEK 204,523m | SEK 193,228m | SEK 171,943m |
| Equity including minorities | SEK 230,263m | SEK 231,148m | SEK 221,775m | SEK 204,523m | SEK 193,228m | SEK 171,943m |
Cash flow statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Operating cash flow | SEK 34,721m | −SEK 34,433m | −SEK 38,387m | −SEK 70,166m | SEK 130,291m | SEK 190,316m |
| Investing cash flow | −SEK 1,401m | −SEK 5,000m | −SEK 607.0m | −SEK 805.0m | −SEK 846.0m | SEK 56.0m |
| Financing cash flow | −SEK 38,816m | −SEK 15,803m | −SEK 19,331m | −SEK 17,828m | −SEK 22,227m | −SEK 10,257m |
| Dividends paid | SEK 23,039m | SEK 23,709m | SEK 14,195m | SEK 12,884m | — | — |
Where each figure comes from
From the annual report SEB files every year in the European single electronic format (ESEF). The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the SEB page.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.