SpareBank 1 Sør-Norge (OSL: SB1NO) financial statements
The consolidated income statement, balance sheet and cash flow statement of SpareBank 1 Sør-Norge for its last 6 fiscal years, as filed with the regulator, in millions of Norwegian kroner. At the end of fiscal 2025 it had NOK 513,054m in total assets and NOK 55,496m in equity.
Income statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | NOK 14,040m | NOK 10,739m | NOK 8,745m | NOK 7,042m | NOK 6,744m | NOK 6,237m |
| Operating profit | NOK 6,694m | NOK 5,193m | — | — | — | — |
| Profit before tax | NOK 8,349m | NOK 6,415m | NOK 5,677m | NOK 4,211m | NOK 3,838m | NOK 1,821m |
| Income tax | NOK 1,655m | NOK 1,222m | NOK 1,202m | NOK 834.0m | NOK 682.0m | NOK 231.0m |
| Net profit | NOK 6,365m | NOK 4,910m | NOK 4,300m | NOK 3,293m | NOK 3,089m | NOK 1,503m |
| Earnings per share | NOK 16.98 | NOK 13.08 | NOK 16.27 | NOK 12.88 | NOK 12.08 | NOK 5.87 |
| Diluted earnings per share | NOK 16.98 | NOK 13.08 | NOK 16.27 | NOK 12.88 | NOK 12.08 | NOK 5.87 |
| Depreciation and amortisation | NOK 237.0m | NOK 186.0m | NOK 166.0m | NOK 173.0m | NOK 175.0m | NOK 187.0m |
Balance sheet
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Total assets | NOK 513,054m | NOK 479,336m | NOK 362,186m | NOK 345,931m | NOK 304,402m | NOK 287,049m |
| Property, plant and equipment | NOK 1,240m | NOK 1,242m | NOK 948.0m | NOK 923.0m | NOK 979.0m | NOK 994.0m |
| Cash | NOK 1,433m | NOK 3,174m | NOK 2,082m | NOK 1,419m | NOK 580.0m | NOK 2,152m |
| Total liabilities | NOK 457,558m | NOK 426,699m | NOK 328,626m | NOK 317,042m | NOK 277,223m | NOK 260,656m |
| Equity | NOK 55,496m | NOK 52,637m | NOK 33,561m | NOK 28,889m | NOK 27,179m | NOK 26,388m |
| Equity including minorities | NOK 55,496m | NOK 52,637m | NOK 33,561m | NOK 28,889m | NOK 27,179m | NOK 26,393m |
| Minority interests | — | — | — | — | — | NOK 5.0m |
Cash flow statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Investing cash flow | NOK 1,002m | −NOK 819.0m | NOK 349.0m | NOK 100.0m | −NOK 205.0m | NOK 278.0m |
| Financing cash flow | −NOK 12,775m | NOK 9,631m | −NOK 8,349m | NOK 16,392m | NOK 6,068m | NOK 3,440m |
| Capital expenditure | NOK 208.0m | NOK 184.0m | NOK 124.0m | NOK 97.0m | NOK 177.0m | NOK 47.0m |
| Dividends paid | — | NOK 1,982m | NOK 1,790m | NOK 1,535m | NOK 2,200m | — |
Where each figure comes from
From the annual report SpareBank 1 Sør-Norge files every year in the European single electronic format (ESEF). The filing for each fiscal year: 2024 · 2023 · 2022 · 2021. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the SpareBank 1 Sør-Norge page.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.