Sparebanken Norge (OSL: SBNOR) financial statements
The consolidated income statement, balance sheet and cash flow statement of Sparebanken Norge for its last 6 fiscal years, as filed with the regulator, in millions of Norwegian kroner. At the end of fiscal 2025 it had NOK 581,715m in total assets and NOK 53,557m in equity.
Income statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Profit before tax | NOK 8,110m | NOK 5,641m | NOK 4,418m | NOK 3,504m | NOK 3,055m | NOK 2,392m |
| Income tax | NOK 1,536m | NOK 988.0m | NOK 874.0m | NOK 687.0m | NOK 542.0m | NOK 358.0m |
| Net profit | NOK 6,213m | NOK 4,494m | NOK 3,442m | NOK 2,759m | NOK 2,455m | NOK 1,972m |
| Earnings per share | NOK 16.78 | NOK 16.66 | NOK 12.76 | NOK 10.29 | NOK 9.16 | — |
| Diluted earnings per share | — | NOK 16.66 | NOK 12.76 | NOK 10.29 | NOK 9.16 | — |
| Depreciation and amortisation | NOK 353.0m | NOK 178.0m | NOK 192.0m | NOK 218.0m | NOK 208.0m | NOK 188.0m |
Balance sheet
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Total assets | NOK 581,715m | NOK 338,167m | NOK 306,495m | NOK 263,812m | NOK 234,571m | NOK 221,282m |
| Property, plant and equipment | NOK 1,349m | NOK 624.0m | NOK 660.0m | NOK 655.0m | NOK 650.0m | NOK 701.0m |
| Cash | NOK 86.0m | NOK 483.0m | NOK 387.0m | NOK 143.0m | NOK 334.0m | NOK 217.0m |
| Total liabilities | NOK 526,964m | NOK 311,906m | NOK 283,071m | NOK 241,919m | NOK 214,763m | NOK 202,842m |
| Equity | NOK 53,557m | NOK 26,117m | NOK 23,423m | NOK 21,893m | NOK 19,808m | NOK 18,440m |
| Equity including minorities | NOK 54,751m | NOK 26,261m | NOK 23,423m | NOK 21,893m | NOK 19,808m | NOK 18,440m |
| Minority interests | NOK 1,194m | NOK 144.0m | NOK 0.0m | — | — | — |
Cash flow statement
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Operating cash flow | NOK 6,948m | NOK 4,427m | NOK 3,789m | NOK 2,381m | NOK 2,156m | NOK 1,739m |
| Investing cash flow | −NOK 32,250m | −NOK 28,803m | −NOK 38,880m | −NOK 26,914m | −NOK 16,009m | −NOK 19,437m |
| Financing cash flow | NOK 24,905m | NOK 24,471m | NOK 35,335m | NOK 24,342m | NOK 13,969m | NOK 17,478m |
| Capital expenditure | NOK 88.0m | NOK 72.0m | NOK 107.0m | NOK 123.0m | NOK 93.0m | NOK 145.0m |
Where each figure comes from
From the annual report Sparebanken Norge files every year in the European single electronic format (ESEF). The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the Sparebanken Norge page.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.