Synchrony Financial (NYSE: SYF) net income
Synchrony Financial reported a net profit of $3,552m for fiscal 2025, 1.5% more than in fiscal 2024 ($3,499m). Its net margin was 18.7%. Earnings per share were $9.38.
Net income by fiscal year
| Fiscal year | Net income | Change | Net margin | Earnings per share |
|---|---|---|---|---|
| 2025 | $3,552m | +1.5% | 18.7% | $9.38 |
| 2024 | $3,499m | +56.3% | 17.9% | $8.64 |
| 2023 | $2,238m | −25.8% | 12.9% | $5.21 |
| 2022 | $3,016m | −28.5% | 18.8% | $6.19 |
| 2021 | $4,221m | +204.8% | 28.7% | $7.40 |
| 2020 | $1,385m | −63.0% | 9.4% | $2.28 |
| 2019 | $3,747m | +34.3% | 21.8% | $5.59 |
| 2018 | $2,790m | +44.2% | 17.0% | $3.76 |
| 2017 | $1,935m | −14.0% | 12.6% | $2.43 |
| 2016 | $2,251m | — | 16.2% | $2.71 |
The change compares each fiscal year with the one before and is not calculated when the previous year closed with a loss. Net margin is net income over revenue from the same filing. Figures are in millions of US dollars, except per-share amounts.
Questions about the net income of Synchrony Financial
- How much did Synchrony Financial earn in fiscal 2025?
- Synchrony Financial reported a net profit of $3,552m for fiscal 2025. In fiscal 2024 it reported a net profit of $3,499m.
- What are the earnings per share of Synchrony Financial?
- They were $9.38 in fiscal 2025, compared with $8.64 in fiscal 2024.
- What is the net margin of Synchrony Financial?
- In fiscal 2025 its net profit was 18.7% of its revenue.
- What was the most profitable year for Synchrony Financial?
- Of its last 10 fiscal years, fiscal 2021, with $4,221m.
- Where do the figures for Synchrony Financial come from?
- From the annual report (Form 10-K) that Synchrony Financial files with the SEC, the US securities regulator. Each fiscal year links to its filing.
Where each figure comes from
From the annual report (Form 10-K) that Synchrony Financial files with the SEC. The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016. More on Synchrony Financial: the Synchrony Financial page · annual accounts · revenue · dividends paid · insider transactions.
Dividend per share of Synchrony Financial by fiscal year, with the filing behind every figure: Synchrony Financial dividend history.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.