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Unicaja Banco

Unicaja Banco (BME: UNI) financial statements

The consolidated income statement, balance sheet and cash flow statement of Unicaja Banco for its last 7 fiscal years, as filed with the regulator, in millions of euros. At the end of fiscal 2025 it had €98,428m in total assets and €7,073m in equity.

Income statement

Item2025202420232022202120202019
Gross profit€2,095m€2,041m€1,776m€1,584m€1,099m€954.8m€1,009m
Operating profit€896.5m€831.5m€656.6m€414.4m−€258.3m€97.9m€32.4m
Profit before tax€901.5m€816.3m€370.6m€361.2m€1,021m€99.1m€174.1m
Income tax€268.1m€243.0m€104.0m€101.5m−€91.8m€21.3m€1.8m
Net profit€632.4m€573.3m€266.7m€259.7m€1,113m€77.8m€172.3m
Earnings per share€0.24€0.22€0.098€0.095€0.54€0.045€0.10
Diluted earnings per share€0.24€0.22€0.098€0.095€0.54€0.045€0.10
Depreciation and amortisation———€90.4m€68.9m€49.9m€42.7m

Balance sheet

Item2025202420232022202120202019
Total assets€98,428m€97,365m€97,153m€99,003m€115,550m€65,544m€56,708m
Inventories———€129.2m€159.3m€185.1m€205.0m
Property, plant and equipment€1,134m€1,155m€1,227m€1,287m€1,393m€837.1m€880.2m
Goodwill€13.7m€19.8m€26.0m€32.2m€38.3m€44.5m€50.7m
Cash€5,761m€7,502m€8,040m€4,662m€21,298m€6,667m€4,559m
Total liabilities€91,337m€90,625m€90,507m€92,539m€109,224m€61,539m€52,737m
Equity€7,073m€6,740m€6,644m€6,464m€6,326m€4,005m€3,970m
Equity including minorities€7,091m€6,740m€6,646m€6,464m€6,326m€4,005m€3,970m
Minority interests€17.4m€0.4m€2.4m€0.4m€0.4m€0.5m€0.5m

Cash flow statement

Item2025202420232022202120202019
Operating cash flow−€1,421m−€355.5m€2,834m−€17,346m€13,959m€2,028m−€222.8m
Investing cash flow€72.8m€234.1m€375.2m€343.4m€195.3m€103.2m€283.9m
Financing cash flow−€392.7m−€416.8m€169.0m€367.3m€476.4m−€22.7m€218.1m
Capital expenditure€57.0m€17.8m€24.9m€45.6m€18.7m€25.9m€15.1m
Dividends paid€358.5m€286.2m€128.6m€67.3m€16.9m€0.0m€61.0m

Where each figure comes from

From the annual report Unicaja Banco files every year in the European single electronic format (ESEF). The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020. If an item is not tagged in the filing, it is not in the table. The summary of the last fiscal year is on the Unicaja Banco page.

Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.