United Community Banks (NYSE: UCB) stock: the official figures
United Community Banks (UNITED COMMUNITY BANKS, INC.) is listed on the New York Stock Exchange under the ticker UCB and belongs to the financials sector. In fiscal 2025 it reported revenue of $1,063m and a net profit of $328.1m, according to the annual accounts it filed with the regulator.
Identifiers for United Community Banks: SEC CIK 857855.
Fiscal 2025 figures
| Item | 2025 | 2024 | Change |
|---|---|---|---|
| Revenue | $1,063m | $952.1m | +11.7% |
| Operating profit | $422.4m | $323.0m | +30.8% |
| Net profit | $328.1m | $252.4m | +30.0% |
| Earnings per share | $2.62 | $2.04 | +28.4% |
| Operating margin | 39.7% | 33.9% | +5.8 pts |
| Net margin | 30.9% | 26.5% | +4.4 pts |
| Total assets | $28,003m | $27,720m | +1.0% |
| Equity | $3,639m | $3,432m | +6.0% |
| Cash | $395.8m | $519.9m | −23.9% |
| Operating cash flow | $384.0m | $349.7m | +9.8% |
Margins are calculated from the filed figures: operating profit and net profit over revenue.
10 fiscal years
| Fiscal year | Revenue | Operating profit | Net profit | Earnings per share | Document |
|---|---|---|---|---|---|
| 2025 | $1,063m | $422.4m | $328.1m | $2.62 | Annual report |
| 2024 | $952.1m | $323.0m | $252.4m | $2.04 | Annual report |
| 2023 | $893.2m | $232.5m | $187.5m | $1.54 | Annual report |
| 2022 | $826.2m | $356.0m | $277.5m | $2.52 | Annual report |
| 2021 | $744.4m | $347.8m | $269.8m | $2.97 | Annual report |
| 2020 | $577.4m | $209.4m | $164.1m | $1.91 | Annual report |
| 2019 | $561.0m | $238.7m | $185.7m | $2.31 | Annual report |
| 2018 | $522.2m | $215.9m | $166.1m | $2.07 | Annual report |
| 2017 | $440.4m | $172.8m | $67.8m | $0.92 | Annual report |
| 2016 | $404.3m | $163.0m | $100.7m | $1.40 | Annual report |
The full income statement, balance sheet and cash flow statement are in the annual accounts of United Community Banks. Year by year: dividends paid. Purchases and sales by its executives and directors are in insider transactions.
Dividends
In fiscal 2025, United Community Banks paid $118.5m in dividends, 36.1% of its net profit, according to its cash flow statement.
| Fiscal year | Dividends paid | Share of net profit |
|---|---|---|
| 2025 | $118.5m | 36.1% |
| 2024 | $112.3m | 44.5% |
| 2023 | $105.1m | 56.0% |
| 2022 | $86.9m | 31.3% |
| 2021 | $66.9m | 24.8% |
| 2020 | $58.9m | 35.9% |
| 2019 | $53.0m | 28.6% |
| 2018 | $41.6m | 25.1% |
| 2017 | $26.2m | 38.6% |
| 2016 | $15.8m | 15.7% |
Cash paid out as dividends during the fiscal year, including dividends to minority shareholders of subsidiaries when the company does not report them separately. It is not the dividend per share.
Members of Congress who traded United Community Banks
In the congressional reports read up to 9 November 2026, 1 member has disclosed 2 transactions in United Community Banks: Jefferson Shreve (2).
Frequently asked questions about United Community Banks
- How much did United Community Banks earn in fiscal 2025?
- United Community Banks reported a net profit of $328.1m for fiscal 2025, on revenue of $1,063m. The year before it reported a net profit of $252.4m.
- Does United Community Banks pay a dividend?
- In fiscal 2025, United Community Banks paid $118.5m in dividends, 36.1% of its net profit, according to its cash flow statement.
- What are the earnings per share of United Community Banks?
- They were $2.62 in fiscal 2025, compared with $2.04 the year before.
- Where is United Community Banks listed?
- United Community Banks is listed on the New York Stock Exchange under the ticker UCB and belongs to the financials sector.
- Where do the figures for United Community Banks come from?
- From the annual report (Form 10-K) that United Community Banks files with the SEC, the US securities regulator. Each fiscal year links to its filing.
Where each figure comes from
The annual accounts come from the annual report (Form 10-K) that United Community Banks files with the SEC, the US securities regulator. Each fiscal year in the table links to its filing. Celsmar reads the tagged figures from the document and does not adjust them: if an item is not in the filing, it is not shown. More detail in data sources and, if you spot an error, in corrections. What Celsmar is and what it costs, in its fact sheet.
Dividend per share of United Community Banks by fiscal year, with the filing behind every figure: United Community Banks dividend history.
Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.