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XP

XP (NASDAQ: XP) net income

XP reported a net profit of BRL 5,170m for fiscal 2025, 14.5% more than in fiscal 2024 (BRL 4,513m). Earnings per share were BRL 9.80.

Net income, in millions of Brazilian reais461.420181,08020192,07620203,58920213,57920223,89920234,51320245,1702025

Net income by fiscal year

Fiscal yearNet incomeChangeNet marginEarnings per share
2025BRL 5,170m+14.5%—BRL 9.80
2024BRL 4,513m+15.8%—BRL 8.33
2023BRL 3,899m+8.9%—BRL 7.22
2022BRL 3,579m−0.3%—BRL 6.44
2021BRL 3,589m+72.9%—BRL 6.42
2020BRL 2,076m+92.2%—BRL 3.76
2019BRL 1,080m+134.2%—BRL 2.11
2018BRL 461.4m——BRL 0.94

The change compares each fiscal year with the one before and is not calculated when the previous year closed with a loss. Net margin is net income over revenue from the same filing. Figures are in millions of Brazilian reais, except per-share amounts.

Questions about the net income of XP

How much did XP earn in fiscal 2025?
XP reported a net profit of BRL 5,170m for fiscal 2025. In fiscal 2024 it reported a net profit of BRL 4,513m.
What are the earnings per share of XP?
They were BRL 9.80 in fiscal 2025, compared with BRL 8.33 in fiscal 2024.
What was the most profitable year for XP?
Of its last 8 fiscal years, fiscal 2025, with BRL 5,170m.
Where do the figures for XP come from?
From the annual report (Form 20-F) that XP files with the SEC, the US securities regulator. Each fiscal year links to its filing.

Where each figure comes from

From the annual report (Form 20-F) that XP files with the SEC. The filing for each fiscal year: 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018. More on XP: the XP page · annual accounts · dividends paid.

More companies from Brazil and the rest of the region: Latin American stocks.

Information prepared from the accounts the company files with the regulator, for information purposes only. It is not financial advice or a recommendation to buy or sell. Updated on 12 November 2026.